A surplus lines agent doing business as an individual may be licensed only in their name; how many surplus lines agent licenses may they hold?

A surplus lines agent doing business as an individual may be licensed only in their name; how many surplus lines agent licenses may they hold?

• A. One
• B. Two
• C. Unlimited
• D. None

Answer: (A)

In surplus lines, the license is issued to a specific natural person. When someone does business as an individual, the rules limit them to a single surplus lines agent license in that person’s own name. This keeps licensing clear and straightforward—one personal license tied to one individual who is responsible for the surplus lines activity. If that person wants to operate under another name or structure, they’d pursue a different arrangement (such as a license in a separate entity’s name), not an additional personal license. So, only one surplus lines agent license may be held by an individual.

In surplus lines, the license is issued to a specific natural person. When someone does business as an individual, the rules limit them to a single surplus lines agent license in that person’s own name. This keeps licensing clear and straightforward—one personal license tied to one individual who is responsible for the surplus lines activity. If that person wants to operate under another name or structure, they’d pursue a different arrangement (such as a license in a separate entity’s name), not an additional personal license. So, only one surplus lines agent license may be held by an individual.